For the average American

34.5% of every dollar goes towards

just paying interest on debt.

Add income taxes to that… and the average American is paying well over 60% of their hard-earned money on debt interest and taxes. How do you feel about that?

Check out the details on the areas where we’re in debt at www.usdebtclock.org

It has been estimated that over 600 BILLION dollars is needlessly being spent by Americans on their mortgage debt interest alone, not including other forms of debt such as credit cards, auto loans, student loans, anything financed.  That’s the bad news. The good news is that this can be changed now that we have sophisticated computer programs designed to help us reduce debt and save thousands on interest payments.

A condition for change: We are pretty much locked into paying all principle on our mortgage and other debts, but not on the interest payments.  If there was a way to effectively pay down principle alot sooner, and maintain the discipline to do so for the duration of the payoff… we could save tens and even hundreds of thousands in interest payments. What if there was a program out there that helped us do this so efficiently that we could be out of debt and own our home in as little as 1/3rd the time?

The longer you pay on your debts, the more you pay in interest. And, interest waits for no one. It’s either working for you (investments) or against you (debts).  Even while you sleep, interest is working. Do you know what it is doing for you right now?

How does our program to eliminate debt interest work?
Software-driven strategic directing of specific amounts at specific times for maximum principle paydown resulting in maximum interest elimination.

Testimonials on our program.

The program

1. BEGINS by showing people how much money they are on track to continue wasting (being on the bank’s program) on interest payments associated with their debt as well as exactly to the month in what year they will have their debt paid off if on our program.
2. GIVES them a solution to payoff their debts in record time.
3. CONTINUES to act as a financial GPS to help guide them through their financial journey in life.

This award-winning program from an industry leader is designed for:

1) Someone with a mortgage: (or multiple mortgages/properties) first-time home buyer, has refinanced in the past several years or is up to halfway into their mortgage. Any structure such as a single-family or multi-family dwelling, mobile home, etc.  Any property/land with or without a structure on it, with a loan and interest attached to it.

2) Someone with consumer debt: such as credit cards, auto loans, student loans, personal loans, house boat loans, Helocs, currently-consolidated debts, unpaid tax debt, medical bill, etc.  Anything with interest. Have you financed a motorcycle? Jet ski? Tractor? Snow mobile?  These can be considered as well. *If you are planning to buy a home in the future, pay down your debt faster so you can have a better credit score and be in a better position to qualify for a better loan and a larger home than otherwise.

3) Real estate professionals, Mortgage brokers, Financial advisors and others (see next section for expanded list): We can work together as a team, aligned with a common goal to help mutual clientele. Either utilize us as a resource by which to further help your clients, or you may wish to use our program yourself directly as a new tool to: Write new business. Become of further value to your clients. Increase client retention and referral rates. Set yourself apart in a competitive marketplace. Create another income stream in a down economy.  Re-engage with your existing database of client that have gotten a mortgage in the past 10 years.  Don’t just wait for new clients to come along. Millions of people are in need to save money, right now.  (see the link in section 4 about starting out as an agent)

*Brokers: if your team members are so hampered that there is no longer enough income for them in this economy and are in a position to leave to find it, they can use this program in-house to generate it. Keep the talent that you trained and appreciate.

4) Anyone looking for supplemental or full-time income – A new career: As an agent with a prestigious industry leader, develop a large income in a huge and growing market. Local and national training and support. Your own hours. All the professional resources you need to make a difference in the lives of others. .

WHO WOULD WANT TO KNOW ABOUT OUR PROGRAM, AND WHY?

Appraisers, Mortgage brokers, Loan Officers, Title companies, Realtors/Brokers, Real Estate Investors, CPAs, Financial planners/advisors, Estate/Trust, Insurance agents, Business Advisors, Business Brokers, Contractors… Anyone working with homeowners/homebuyers. Anyone working with people with debt.

These individuals are in direct contact with mutual clientele and have 2 options: (A) Diversify their professional income by marketing our program directly to their existing and new clients.  They will reinforce client retention and become known as offering something more than others in their field.  (B) If they just wish to refer to me, that’s great as well.  Any prospective client can contact me directly, as they are the ones for whom this program was designed for the savings and wealth building.

WHAT OUR PROGRAM DOES – Awareness, Education, Solutions

TIME IS MONEY.  So, the program calculates the fastest way to pay off your mortgage and consumer debt. It is designed to cut the time on mortgage and other debt payoff down to as little as 1/3rd the time and potentially save tens and even hundreds of thousands of dollars of interest.  It is the math engine (complex mathematical algorithms) behind the program that makes it so effective and the leader over others.  And, unlike other programs, refinancing or the use of a Heloc is not needed.  Nor is there a minimum mortgage or equity amount or good credit standing necessary in order to qualify.

It’s a plan, a strategy,  that shows you when you will be paid off. Now you have a point, a goal date,which you will be shooting for.

“We may be very busy, we may be very efficient, but we will also be truly effective only when we begin with the end in mind.” — Stephen Covey

It acts as a financial GPS to guide you not just through mortgage payoff and other debt elimination, but also long after it is paid off. It’s your lifelong companion to help you when making financial decisions and goal setting. And, we have found that it also teaches frugality.. because as people use the program, they see the power.. of a little.. applied where.. and when.. over time.

It does not require any changes or re-negotiations with your bank, creditors or mortgage broker.  It uses money you already have, so you do not have to ‘come up with’ any ‘extra money’ in that regard, and that means there is little or no change to your current budget or lifestyle. It is not for someone in financial distress and cannot pay their usual monthly bills and living expenses (we can refer someone to you if this is your case).

We’re a team of professionals serious about helping you make changes in your life for the better. And, there’s no better time to start the process than now. 98 % of Americans make excuses, and this produces failure to move ahead.  Our worst enemy is procrastination. Succeed by making positive changes.  Change your thinking – Change your life.

RESOURCES (hyperlinks are the red fonted words). If you cannot open these, you may be needing the latest version of AdobeReader

1. Main flyer (feel free to email it to anyone you know)
2. How your financial future could significantly improve by using our program.
   
3. Debt interest keeps you from building wealth. How to pay off faster. Some options. Which is best?
4. Better to pay off early or keep paying full term on your mortgage, taking the tax deduction? Two opinions.
   
5. A thought-provoking Financial Health Questionnaire.
6. A Story of Two Homes. One is owned by the bank, one is owned by you. Which would you prefer?
7. Which vehicle would you choose for driving down your debt road in?
8. Most people do not know if they have up to a $58 a day leak in their financial gas tank. Would you want to know? How soon?
9. Examples of how much people’s time becomes valuable by using our program: Time Value.
10. Prospective client profiles and the professionals that we partner with.
11. How to refer people to us: Tell-A-Friend & Share The Word

CALL TODAY (503)318-9898 or toll-free at 1(855) ANY-DEBT.

~ The key to your success is one call away ~

Copeland Business Services

a division of CFR Inc.

A values-based company

Locally owned…nationally serving.